Protecting Today , Embracing Tomorrow

Affordable life insurance designed to cover final

expenses and ease the financial burden on your loved ones.

Ger Your Free Quote

No Medical Exam

Coverage in 24 Hours

Ages 50–85

Why Choose Final Expense Insurance?

Designed specifically to help your family cover funeral costs, medical bills, and other end-of-life expenses.

Peace of Mind

Ensure your loved ones won't face financial hardship during an already difficult time.

Affordable Coverage

Plans starting as low as $30/month with guaranteed approval for qualifying applicants.

Simple Process

No medical exams required. Quick application with coverage that can start in as little as 24 hours.

Lifetime Protection

Your premiums never increase and your coverage never decreases as you age.

How It Works?

Getting coverage is quick and easy. Follow these three simple steps.

01

Complete Application

Fill out our simple online application in just 5–10 minutes. No medical exam required.

02

Review Your Options

Get personalized quotes and coverage options tailored to your needs and budget.

03

Get Covered

Once approved, your coverage can begin in as little as 24 hours. It's that simple.

FAQ's

Frequently Asked Questions

Got questions? We've got answers. Here are the most common questions about final expense insurance.

Q: What is final expense insurance

Final expense insurance is a type of whole life insurance designed specifically to cover end-of-life costs such as funeral expenses, medical bills, and other debts. It typically offers smaller coverage amounts ($5,000-$50,000) with affordable premiums.

Q: Do I need a medical exam?

No! One of the biggest advantages of final expense insurance is that most policies don't require a medical exam. You'll answer some health questions during the application, but the process is much simpler than traditional life insurance.

Q: What ages are eligible?

Our final expense insurance policies are available for individuals between ages 50 and 85. Coverage is guaranteed for qualifying applicants, regardless of most health conditions.

Q: How much does it cost?

Premiums vary based on your age, coverage amount, and health status, but plans typically start as low as $30 per month. Your rate is locked in and will never increase as you age.

Q: How quickly can I get coverage?

Most applicants can get approved and have coverage begin in as little as 24 hours. The application takes just 5-10 minutes to complete online.

Q: Can my beneficiaries use the money for anything?

Yes! While it's designed for final expenses, your beneficiaries can use the death benefit for any purpose they choose—funeral costs, medical bills, debts, or any other financial needs.

Quick Facts

$9,000 Average funeral cost in the U.S.

24 Hours Coverage can start this quickly

50–85 Age range for applicants

$30/mo Plans starting from

Get Your Free Quote Today!

Fill out the form below and we'll contact you with a personalized quote in 24 hours or less.

Protecting seniors with compassionate,

affordable final expense insurance since 1995.

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