About Us

We provide trusted life insurance solutions that secure your financial future. With personalized coverage options and expert guidance, our team is dedicated to helping you protect what matters most.

FAQ's

Frequently Asked Questions

Got questions? We've got answers. Here are the most common questions about final expense insurance.

Q: What is final expense insurance

Final expense insurance is a type of whole life insurance designed specifically to cover end-of-life costs such as funeral expenses, medical bills, and other debts. It typically offers smaller coverage amounts ($5,000-$50,000) with affordable premiums.

Q: Do I need a medical exam?

No! One of the biggest advantages of final expense insurance is that most policies don't require a medical exam. You'll answer some health questions during the application, but the process is much simpler than traditional life insurance.

Q: What ages are eligible?

Our final expense insurance policies are available for individuals between ages 50 and 85. Coverage is guaranteed for qualifying applicants, regardless of most health conditions.

Q: How much does it cost?

Premiums vary based on your age, coverage amount, and health status, but plans typically start as low as $30 per month. Your rate is locked in and will never increase as you age.

Q: How quickly can I get coverage?

Most applicants can get approved and have coverage begin in as little as 24 hours. The application takes just 5-10 minutes to complete online.

Q: Can my beneficiaries use the money for anything?

Yes! While it's designed for final expenses, your beneficiaries can use the death benefit for any purpose they choose—funeral costs, medical bills, debts, or any other financial needs.